Trusted Foreclosure Defense Lawyers Helping Homeowners in Western New York
Stop foreclosures. Stop debt collectors. Protect your home.
Coccia Law Firm, PLLC is dedicated to helping people facing financial hardship throughout Rochester, Buffalo, Syracuse and the surrounding counties in Western New York. We understand how stressful the prospect of losing your home is for you and your family. We strive to get you on the path to a healthy financial future quickly and with as little disruption to your life as possible. We utilize aggressive strategies to ensure that if you can afford to keep your home, you can keep your home. We monitor the banks to ensure they comply with various federal regulations throughout the process to protect your rights and to ensure we can file suit against them for any violations of your rights.
Providing solutions that work for you
Whether you are fighting to keep your home, or overwhelmed with debt due to unexpected medical expenses, high credit card interest rates, divorce, death of your spouse or loss of a job, we can give you options. We listen carefully to your problems, and we truly care about what happens to you.
Bankruptcy is not the only solution. It should only be used when it is really necessary. We analyze your situation, identify the problem and figure out a plan of action that will work for you. We take the time to explain all the legal issues, risks and consequences involved in your situation. Then we guide you through the process, which may include educating you on money management and budgeting so you can wind up in a stronger position. We believe each client deserves our full attention and respect.
Coccia Law Firm, PLLC is ready to assist you with the following:
- Foreclosure defense ― The prospect of losing your home is devastating. We can help you keep your home even if you’ve fallen behind on mortgage payments. Our firm is knowledgeable about New York and federal laws that protect homeowners.
- Consumer protection ― We can help you avoid foreclosure or bankruptcy by exploring other options that give you a chance to catch up on your payments, get approved for a loan modification or allow you to have past-due amounts forgiven by the creditor. We can help negotiate with your bank or lender.
- Bankruptcy ― We help you obtain a fresh financial start through filing for Chapter 7, Chapter 11 or Chapter 13 bankruptcy or debt relief under the Bankruptcy Code. Regardless of the type of bankruptcy you select, bankruptcy law requires you, like everyone else, to first get credit counseling and take a financial management course. We get you to the right classes.
Proudly protecting clients throughout New York
Coccia Law Firm, PLLC helps people in the cities of Rochester, Buffalo and Syracuse, and throughout the surrounding counties in Western New York.
We understand that this is a hard time for you to take off work, so we can arrange evening, weekend or lunch hour appointments. House visits are available if you have mobility issues.